Having Trouble Paying Your Utilities or Rent? We're Here to Help.
The CARES Mortgage Assistance 2021 works to help renters get the assistance they need to avoid utility shutoff or eviction. The CARES Mortgage Assistance 2021 is administered by
the Lorain County Community Action Agency (LCCAA).
Am I Eligible?
You may qualify if you can answer yes to the following questions.
Does your household income meet the program's limits?
Are you a renter household?
Has someone in your household (1) qualified for unemployment or (2) had a decrease in income or increase in expenses due to Covid-19?
Is someone in your household at risk for housing instability or homelessness?
How Much Assistance is Available?
Every household's situation is different, so the amount of
assistance you may receive will be specific to your needs.
Please have all your information and documents ready to ensure faster processing of your application. An application will not begin the review process until all information has been received.
If you are requesting rental assistance, make sure the amount you request will be accepted by your landlord. If they challenge the amount, it can delay your application's processing.
How Can the CARES Mortgage Assistance 2021 Help Me?
Depending on your circumstances, The CARES Mortgage Assistance 2021 may:
Bring your delinquent rent or utility bill(s) current.
Pay up to 3 months of future rent.
Provide a stipend for internet.
How Do I Apply?
After you answer the prequalifying questions, you must complete an application for assistance and provide documentation.
What Happens Next?
If you qualify for rent assistance, CDBG-2021-M will request approval from your landlord/property manager. If your landlord/property manager approves,
CDBG-2021-M will send payments directly to them to bring your rent current.
If you qualify for utility assistance, the CDBG-2021-M will work with your utility company(ies). If your utility company(ies) approve, CDBG-2021-M will send payments directly to them to bring your utilities current.
If you qualify for internet assistance, CDBG-2021-M will send you an internet stipend.
What Else Do I Need to Know?
LCCAA works with nonprofit groups and does not charge a fee for its services. Beware of calls and other solicitations from companies offering to assist you in return for payment.
CDBG-2021-M provides assistance on a fair and equal basis regardless of race, color, religion, sex, familial status, national origin, military status, disability or ancestry. Please visit for more information.