TERMS OF SERVICE AND DISCLAIMERS

I understand and agree that Lorain County Community Action Agency is not a law firm, mortgage broker, or an attorney and may not perform services performed by an attorney or broker. Rather, I am representing myself in this legal matter. No attorney-client relationship or privilege is created with Lorain County Community Action Agency. If, prior to my access of any Lorain County Community Action Agency products and or services, I believe that Lorain County Community Action Agency gave me any legal advice, opinion or recommendation about my legal rights, remedies, defenses, options, selection of forms or strategies, I will not proceed with the use, and any relationship with Lorain County Community Action Agency will be null and void. Lorain County Community Action Agency exists solely within the State of OH. I agree that regardless of where I reside or where my browser is physically located, my viewing and use of Lorain County Community Action Agency occurs solely within the State of OH, and that all content and services shall be deemed to be served from, and performed wholly within, OH, as if I had physically traveled there to obtain such service. I agree that OH law shall govern any disputes arising from my use of this website, and that the courts of the State of OH, shall have exclusive jurisdiction over any disputes. I understand that Lorain County Community Action Agency's review of my answers is limited to completeness, spelling and grammar, and for internal consistency of names, addresses and the like. I will read the final document(s) before signing it and agree to be solely responsible for the final document(s). I will hold Lorain County Community Action Agency and its agents harmless. If there is liability found on the part of Lorain County Community Action Agency, under no circumstances will there be consequential or punitive damages. I have read and understand the following: No county clerk or governmental authority has evaluated or approved Lorain County Community Action Agency’s knowledge or experience, or the quality of Lorain County Community Action Agency’s products or services. Lorain County Community Action Agency is not permitted to engage in the practice of law, including providing any kind of advice, explanation, opinion or recommendation to a consumer about possible legal rights, remedies, defenses, options, selection of forms or strategies. My access grants me a limited license to Lorain County Community Action Agency's software to create my Mortgage Assistance Package. Abandoned orders will result in cancellation and not be considered as non-performance on behalf of Lorain County Community Action Agency as commitment to service this order. In exchange for full acceptance of the terms of service for the product designated as software to create my Assistance Package, Lorain County Community Action Agency grants the customer a limited right to access the software provided. This product is limited to the use of the head of household, their property management company and/or loan servicer only, and sharing will be cause for an immediate termination. This access right will be in place for up to 180 days following the day the customer accesses any Lorain County Community Action Agency products and or services. If the access period lapses without completion of the product applications, Lorain County Community Action Agency has no further obligation to the customer, including but not limited to providing access to the product. This section is subject to all other provisions of the terms and conditions, including but not limited to the “WARRANTY" section of the Lorain County Community Action Agency Terms of Use.

If I do not agree to all of these terms, I will immediately cease my use of this Site.

DISCLAIMERS

Head of Household Options Disclaimer - The information provided on this site is not intended to provide or be a substitute for specific individualized accounting, tax, legal, business, or investment planning advice. Where specific advice is necessary or appropriate, the Lorain County Community Action Agency recommends consultation with a qualified tax advisor, CPA, Financial Planner or Attorney.

Approval Disclaimer - The Lorain County Community Action Agency does not guarantee approval of any application for Program assistance and all approvals are subject to the availability of Program funds.